Áine NíShéilleabháin's research focuses on modeling term structures of defaultable bonds, and on continuous-time diffusion processes that capture predictability in the underlying. She is former Director, Quantitative and Credit Analytics of a large British bank where she led quantitative modeling and pricing of credit risk, as well as risk management at the portfolio level. As CITI's Associate Director she published several academic articles on telecommunications, analyst reports on technology (McGraw-Hill/Northern Business Information), and co-edited the volume Private Networks, Public Objectives (Elsevier Science Press, 1996). Áine completed doctoral coursework in Finance at INSEAD, and holds Masters and undergraduate degrees from the University of Pennsylvania and Dublin City University.